Bay View Law Group
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Bay View Law Group is a law firm with a Debt Settlement Department practicing in California with affiliate attorneys throughout the United States (except in Colorado, Florida and Hawaii). The firm’s managing attorney, Jedediah N. Thurkettle, is an active member of the United States Organization for Bankruptcy Alternatives (U.S.O.B.A.) and also possesses experience in a multitude of legal arenas including criminal law, civil litigation, family law, and debtor-creditor law.
The experienced attorneys of Bay View Law Group are committed to helping consumers regain control of their financial situation through debt settlement or bankruptcy. Attorneys review and approve every application to make sure Debt Settlement is a viable debt relief option for clients and if it is not, will recommend other viable solutions for the client
Bay View Law Group will advise clients of their options under both bankruptcy and non-bankruptcy debt relief alternatives. The firm has extensive experience and expertise debt negotiation settlements for clients in distress. The firm specializes in handling cases where bankruptcy is not an option and the client sees no way out or simply wants to lower their debt burden and restore their financial stability. .
Acceptable Debts:
Credit Cards, Personal Loans, Department Store Card, Repossessed Car Loans, Medical Bills, and Close Ended Loans (such as one time loans, payday loans, cash call proceedings, and business loans)
Unacceptable Debts:
IRS / Income Taxes, Auto Loans, Mortgage Loans, Home Equity Lines, Student Loans, Any Prior Litigation or other accounts in Collections Proceedings, Summons to Court, Bankruptcy, Already Hired a Lawyer for Bankruptcy, Bank Overdrafts, Utilities (such as phone, cell phone, electric, cable, and gas – unless in collections).
Contact Bay View Law Group
1011 Brioso Dr, Suite 101
Costa Mesa, CA 92663
Phone: 1-888-300-8884
Fax: 1-949-646-0205
E-mail: customerservice@ldsoa.com
Reviews (6)
Lynnette S
May 7th, 2010 at 7:43 pm
This company is the worst.They take your $ and do nothing! We had negotiated a deal with one of our creditors and they made one of the three required payments and than did nothing more. The deal was forfeited and we lost our money paid to the creditor when Bayview fell thru with not making another payment to them.we are now out the money that was paid to creditor and owe them more money then before the payment was made.
When you call to talk to them they say they are working on negotiations with our creditors and are waiting for counter offers.
when I talk to my creditors they tell me that they have received no offers from Bayview. One creditor had contacted Bayview 17 times and never got a returned call from them.We’ve been giving them $1,200.00 a month for a year now and they have done nothing for us except for the one negotiation they made and didn’t follow thru with.We have talked to our creditors and could negotiate a deal with them on our own but Bayview has our $12,000.00
Rebecca D
September 2nd, 2010 at 7:44 pm
I am not sure why Lynnette S had such a bad experience with Bay View Law Group. I worked with their Expert Debt affiliate to get signed up. I have no complaints and my husband and I have been getting excellent results on our settlements. There are downsides to doing the debt settlement program though….our credit rating did go down, but now that the debts are getting settled, our credit rating is improving. The creditor phone calls are easily the worst part of this whole process, but the firm provided us with a phone device that helped with the creditors calling us. The pros and the cons of the program were explained to us in detail and we are extremely thankful that Bay View Law Group.
Christopher D
September 12th, 2010 at 7:37 pm
Bay View Law Group had been very good to me. I was about $45,000 in debt from credit cards and medical bills. After I had built up money in my trust account, they settled my Discover Card for 27 cents on the dollar (a $12,500 debt settled for under $3,400!) I have about 2 more years in the program and can not wait to see how much more I can save.
The only advice I can give to people looking to get help with their debt is to follow the program religiously. They tell you to not pay your credit card bills, and to not talk to your creditors (as I did hire the law group to deal with those people). They tell you that the sooner you can get money into your trust, the sooner they can settle with the creditors. They also ask that if you do get any correspondents or legal documents from your creditors that you send them in as soon as possible, so that they can deal with them (which is why they were hired in the first place).
This is an amazing program, the only way it can fail is if you do not commit to the program.
Cass
September 15th, 2010 at 7:39 pm
Bayview Law is a way to work with Debt Settlement however they don’t prepare you for the fact that you are suppose to be in the program for approximately 3 years and in that time creditors can sue you and get wage garnishments against you which doesn’t help in the process. We had to call the firm to force a fast settlement to get this done and in the end we had to do some of the work ourselves. Once the Debt Settlement is complete about 6 months your credit improves. However, you have to have the money ready for them to do the settlement. They don’t tell you that the first 6 months payments sit in a trust to pay them not your creditors.
Virginia L. Paul
October 23rd, 2010 at 3:48 pm
I am a current customer, with deductions each month. I need to know how I can check my account status on line. Deductions being made, I know nothing except payments being made. Please contact me as soon as possible. Do not even know my account number.
Virginia L. Paul
17527 Bellevue Dr
Atchison, Kansas 66002
Lynn
December 11th, 2010 at 7:41 pm
omg, I am going through the same thing, they told me a small fee would go to them monthly and the rest would go into a trust. Now i’m finding out they pay themselves first. They never call me back and I’m basicly representing myself, I’m very upset
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