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Consumer Credit Counseling Service of Montana


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CCCS

Founded in 1968, Consumer Credit Counseling Service of Montana (CCCS of MT) is a non-profit agency. The firm is licensed in Montana and Wyoming with seven offices in Great Falls, Helena, Kalispell, Missoula,  Butte, Bozeman, and Billings.

CCCS of MT provides confidential budget counseling, comprehensive housing counseling (rental, pre-purchase, 1st time home buyers, foreclosure prevention, and reverse mortgage), preventive money management education programs and debt management to consumers from all walks of life.

CCCS of MT is accredited by the Council on Accreditation and is a member of the Better Business Bureau and the National Foundation for Credit Counseling (NFCC). Governed by a community-based Board of Directors, CCCS of MT is funded by creditors, clients, individual contributors, and grants from corporations, foundations, and government agencies.

  • Financial counsels are free of charge to the client.
  • If a Debt Management Plan is established there is a one-time set up fee of $65. There is a minimal monthly charge that is necessary to service your account. This service fee is a percentage (10%) of your total DMP payment, but will not exceed $50 per month. On some occasions, these monthly and/or set-up fees can be waived. Ask your counselor how.
  • Pre-Bankruptcy Credit Counseling sessions are $50 per person filing.
  • Pre-Discharge Bankruptcy Education workshops are $50 per person who filed.
  • Home Equity Conversion Mortgages (HECM) or Reverse Mortgage counseling sessions are $125.
  • Credit Report pulls are $15 for one report ($20 with credit score) or $35 for all three ($50 with credit scores).

Contact CCCS of MT:
2022 Central Avenue,
Great Falls, MT 59403

Phone: 1-877-ASK-CCCS

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