Debt Consolidation Ratings

Overall Rating
Customer Service
Honesty
Pricing
Result

My name is Cecilia. Five years ago I bought my mother-in-law’s house from her children. They put it on sale when they could not keep up the expenses anymore. This house has many happy memories for all her grandchildren and great grandchildren. I don’t want to break their hearts because until now they still call it grandma’s house. This house is very old and dilapidated. I made a lot of big, small, emergency, and all kinds of repairs. I accumulated $60,000.00 in credit cards debt. I realized it last year when I could no longer pay even the minimum monthly fees. I got penalized with 29.990% interests, late payments, then came over the limit fees. I believe I had more penalty fees than the principal amount. I had so many sleepless nights. I cried a lot…in the middle of the night, at work, while driving, taking a shower…And I talked to myself a lot too. Then on TV I always see these debt counseling companies that annoys me because they make it sound so easy and I don’t believe them, because one of my friends was a victim of a bad one. After they collected her money, they were gone. But then I found my self searching for two weeks from a BBB site for a “better” debt counseling company. I asked other people too. I found out one of my sister-in-laws was a CuraDebt customer few years ago, she’s happy and very satisfied the way all the staff helped her. I called CuraDebt and enrolled. But the problem is I was so broke. My phone calls from creditors were killing me, they would start 6:00am until 10:00pm. They would call my house, my work, my cell phone, my husbands’ and my daughter’s cell phone (during her classes and exams). Then came court papers/summons one after another. Some were hand delivered. When my doorbell rings my heart jumped. I didn’t know what to do. So many thoughts in my mind and I don’t want to think of them anymore. The staff from CuraDebt they worked as a team. They send me emails signed by different people. I felt so secured knowing I was not alone and a team of professionals are helping me. I even spoke to a supervisor named Marciala. And there is one person I can always call, one or two rings and she’s already there. She will not hang up until I finished crying and I would say I’m okay. She is my angel, just listening to her voice it’s like I’m talking to an angel. Her name is DAHIANA. She would call me back and surprised me the amount she was able to negotiate with my creditors. All phone calls were gone, sometimes I was wondering if my phones are broken. Court papers/summons? Fixed…gone…history. I will finally say CuraDebt is not good or better. CuraDebt is the BEST.